Finance - eLoan Canada

Category Archives: Finance

Don’t Pay An Up-Front Fee To Get A Loan! Beware Of Loan Fraud & Scam

July 1, 2009 – 1:34 pm

Concept of down payment against shopping for merchandise on credit, like car loan, mortgage and other household or business products, equipment, furniture and utility could be easily absorb as a logical transaction by our mind because it reduces our monthly payments to the level of our affordability, but paying cash for the sake of getting [...]

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By admin | Also posted in Banking, Credit, Debt, Mortgages | Tagged Advance Fee Loans, Appraisal Fee, Canadian Mounted Police, Companies Target, Equipment Furniture, False Promises, Fee Application, Fee Loan, Financial Experience, Illegal Act, Income Group, Loan Fraud, Loan Scams, Local Newspapers, Poor Credit Rating, Royal Canadian Mounted Police, Scam Artists, Traditional Financial Institutions, Unsolicited Mailings, Vulnerable Members | Comments (0)

Tips For Boosting Affordability! How Much Mortgage Can I Afford?

June 1, 2009 – 1:47 pm

Getting lower mortgage rates mean great saving but increased affordability is what attracts more homebuyers. Anyhow, there are few more ways available to first-time homebuyers that offer affordable housing along with financial tactics that increases our savings to the point where we feel comfortable. Here are some time-tested strategies to consider in the light of [...]

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By admin | Also posted in Debt, Mortgages | Tagged Affordable Housing, Borrowers, Debt Restructuring, Debt Service Ratio, Economical Situation, First Time Buyers, Fixed Rate Mortgage, Fixed-Rate Mortgages, Home Buyers, Lower Mortgage, Maximum Mortgage, Mortgage Affordability, Mortgage Broker, Mortgage Pre Approval, Mortgage Rates, Pre Qualification, Retirement Savings, Tax Penalty, Time Homebuyers, Time Tested Strategies | Comments (0)

Rising Jobless Rate May Lead To Poor Credit Situations

May 16, 2009 – 4:27 pm

In fact we are living in two big different classes of standard in relation to wealth, poor and rich. If part of the people are talking about they are heading towards cash shortfall then other part is unaware of any situation in which they ever felt their dream have any difference with the reality. Anyway, [...]

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By admin | Tagged Canada First, Canada Unemployment, Cash Shortfall, Credit Situations, Critical Point, Critical Time, Economic Downturn, Economist, Economists, Extreme Wealth, First Quarter, Inheritance, Jobless Rate, Middle Class, Poor Credit, Productive Decisions, Statistics Canada, T Effect, Unemployment Rate, Wealth Power | Comments (0)

Understanding Your Credit History When Your Credit Report Shows Two Different Credit Scores

May 1, 2009 – 2:01 pm

It’s a good idea to request a copy of your credit report also know as credit rating from the two credit-reporting agencies in Canada: Equifax and TransUnion, at least once a year to verify that your personal and financial information is up to date and correct, and to ensure that you have not been the [...]

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By admin | Also posted in Credit | Tagged Agencies In Canada, Canadians, Consumer Credit, Credit Equifax, Credit Histories, Credit History, Credit Information, Credit Rating Agencies, Credit Report, Credit Reporting Agencies, Credit Reporting Agencies In Canada, Credit Reporting Agency, Credit Scores, Equifax, Errors And Omissions, Financial Information, Knowledge Hub, Share Information, Social Insurance Number, Transunion, Wikipedia | Comments (1)

Great Saving For The First Time Home buyers

April 16, 2009 – 2:09 pm

Are you ready to buy a home?
Buying a home is exciting but stressful task that most of the people have to gone through at least once in the lifetime. Before making decision to buy a home, this is your responsibility to look into your pocket and the market both because your smooth financial life depends [...]

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By admin | Also posted in Investing, Mortgages, Taxes | Tagged Affordability, Array, Buying A Home, Buying A Property, Closing Costs, Expert Advice, Federal Budget, First Time Home, First Time Home Buyers, First Time Homebuyer, Home Buyer, Home Ownership, Incentives, Investment Opportunity, Maximum Savings, Mortgage Consultant, Personal Finances, Retirement Plan, Retirement Savings, Right Time, Stressful Task, Tax Relief, Time Home Buyers, Time Homebuyers, Unbiased Mortgage Advice | Comments (0)

Why and How To Restructure Consumer Debt

April 1, 2009 – 2:23 pm

Are you feeling uncomfortable about handling your multi debt structure? Are you tired of your monthly payments just going toward higher interest cost and, or finance charges? Are you in over your head in debt? Are you looking for less expensive and a preferable alternative to bankruptcy? You need a debt-restructuring plan.
Debt problems affect hundreds [...]

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By admin | Also posted in Debt, Mortgages | Tagged Amortization Period, Cash Flow Problems, Consolidation Services, Consumer Debt, Debt Restructuring, Debt Structure, Delinquent Debts, Finance Charges, Financial Distress, Interest Charges, Interest Costs, Interest Debts, Loans Mortgage, Mortgage Credit, Mortgage Refinancing, Paying Off Your Mortgage, Personal Loans, Restructurings, Several Thousand Dollars, Sovereign Entity | Comments (1)

Federal Budget Canada 2009! Consumer Tax Credit and Savings For General People and Households

March 16, 2009 – 2:29 pm

IMF’s last Friday declaration about current year’s global economic situation is unfavorable and claimed to be a year 2009 as the worst year than the previous one, although this is only a prediction but remember hundreds of billionaires disappeared in last year’s financial carnage, its an other thing despite losing nearly $20 billion, Microsoft’s Bill [...]

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By admin | Also posted in Credit, Investing, Mortgages, Taxes | Tagged Array, Bill Gates, Billionaires, Budget Canada, Budget Statement, Budget Tax, Carnage, Enough Money, Federal Budget, Federal Income Taxes, Financial Consultant, Global Economic Situation, Households, Imf, Last Friday, Liabilities, Magical Power, Richest Person, Single Parent, Spending Habits, Tax Credit, Tax Relief Measures, Turndown | Comments (1)

Mortgage Refinancing in Canada! Why Should I Refinance Now?

March 1, 2009 – 5:35 pm

Due to the global economic downturn that forced down the prime rates to its historically lowest value, mortgage rates have dropped considerably in recent few weeks, which have created an atmosphere to think about mortgage refinancing not even in Canada but throughout the world. UK as a leading financial institution could not even save its [...]

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By admin | Also posted in Debt, Mortgages | Tagged Economic Downturn, Equity Line Of Credit, Existing Mortgage, Financial Footing, Financing Option, Global Issue, Home Equity Line, Home Equity Line Of Credit, Home Renovation, Improving Home, Leading Financial Institution, Loan Product, Lowest Interest Rate, Mortgage Expert, Mortgage Payment, Mortgage Refinancing, Prime Rates, Rate Availability, Refinancing Mortgage, Term Liability | Comments (0)

Personal Loan Requires Planning That Valentines Day Don’t Agree Because It’s a Matter of Heart

February 14, 2009 – 3:33 pm

One guy asked me day before Valentines Day that he needs a fast loan by tomorrow, he didn’t know how but he wanted to do something special for his love. This look strange because if he was aware of his passion while having knowledge of this special event before then why shouldn’t he planed it [...]

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By admin | Also posted in Credit, Debt | Tagged Affection, Array, Credit Cards, Dream Holiday, Economical Issues, Feelings, Financial Consultant, Financial Statistics, Free Space, Happy Valentine, Hard Disk, Junk Data, Lips, Loan Store, Matter Of Heart, Passion, Payday Loan, Personal Loan, Taking Up Space, Valentine Card, Valid Reason | Comments (1)

Bank of Canada’s Lowest Ever Interest-Rate Relief According To Canadian Consumer View Point

February 1, 2009 – 3:20 pm

Lending rates hit record low when Bank of Canada announced last month, on January 20th that it would cut its key policy rate by half a percentage point. Instant market reaction was detected when BOC chopped its main interest to historical lowest rate ever.
Banking sector depresses Stocks and Loonie down after Bank of Canada cuts [...]

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