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Tag: Income Tax Return

How Fast Can I Get My Tax Refund Canada?

How Fast Can I Get My Tax Refund in CanadaYou’ve completed your return, filed your taxes, and entitled to a refund! Now waiting and want to know, how fast can i get my tax refund Canada? How fast you can receive your Canadian tax refund depends on a number of factors but what generally affects most; when and how you have submitted your income tax return?

If you have filed your tax return in January and looking forward to receive your Canadian tax refund, most probably you will get it in March because the Canada Revenue Agency (CRA) will generally start processing your income tax returns until mid-February, 2016. However, how long does it take to get your tax return after it’s been mailed and or NetFile via online? Your mail return will take 3-5 days and where your Canadian tax return online return will get instant delivery. Anyway, here are some of the important tips that will make maximum as well as fastest tax refund possible for you.

1. Complete tax return online

Online return submission brings you the fastest way to get tax refund Canada! The Canada Revenue Agency advises; if you want to receive your tax refunds more quickly, use the online tax return form to file taxes online, submission is simple, easy and secure. Although, you are welcome to file your Canadian income tax returns through software or manually by completing a paper return but if it’s feasible try to switch towards hassle free, fast and convenient way, use certified tax software to file your return, it will transmit your return fast, easy, and secure. If you have already registered for My Account, you will observe new Auto-fill my return feature that will make the online filing process for you even simpler, enjoy the benefit of auto filling return service to automatically fill in the parts of your income tax and benefit return. Moreover, according to the Canada Revenue Agency, it usually takes four to six weeks (4 weeks if returns filed before April 15, and about 6 weeks if filed after April 15) to process your paper tax returns where electronically filed tax returns using NetFile, EFile, or Telefile are processed within two weeks.

2. Sign up for Direct Deposit

How fast can I get my tax refund Canada? It depends on your receiving mode; to avoid delay of being getting your refund cheque through regular mailing at your physical address, you should sign up for the direct deposit to receive your refund fast and directly into your selected bank account. Although your refund may be delayed for next few days in physical delivery but it will save you waiting and you will get great confidence in receiving your refund directly and on time. You should sign up for direct deposit by mailing the request form to CRA or as well as at your CRA; My Account; always try to update your banking information to avoid further delays. Moreover, you should get registered yourself at The Canada Revenue Agency prior to submit your return, as your direct deposit requests may take time to process.

3. Make your account up to date

Your outstanding balance will delay your tax refund! If there is any amount that you owed money to a government agency like balance due from your last year’s return, provincial fines, employment insurance benefits, or else, your refund may be all or partly delayed for the next few days.

4. Add and edit personal changes

There are varieties of little things that happen in our life, seem less importance and often overlooked, like change in our home address requires us to keep it updated on time especially where its mostly needed. It can cause delay in getting your tax refund Canada, in case you’ve relocated to a new place and you didn’t update it with the CRA record. Do you know your file with CRA holds your old address when you submitted your return last year than your tax return that you are filling this year; it will make difficult for you to NetFile because it require exact match for all those kind of important facts. Moreover, even a smaller mistake like an incorrect number of your home address can even because you delay in getting refund. So to avoid delay you should update, and or edit your mistake before filling your return.

Remember, your CRA My Account gives you opportunity to keep your personal details accordingly; you can login to your account to ensure, and or easily edit information online in your account to get instant update to your file with CRA. It’s better to get an account (My Account) with the CRA but you may also request an update through phone or mail to add or edit your home address.

How fast can i get my tax refund in Canada, completely depends on you, you should take care of the important changes to carefully update them on time with the CRA and switch the manual way you used to file your tax return with an online.

Conclusions

Canadian tax refund process is simple and easy to follow, keep it as it is to get quick results; filing your return electronically, signing up for the direct deposit, and keeping your personal information up to date, you can receive your refund in as little as within a week. That’s the way, how fast do i get my tax refund Canada. You should prepare yourself in advance to start taking advantage of the online tax filing; sign up for a CRA My Account to take benefit of an easy and secure platform online, being the registered member; you will get full access to find out your account status, past returns, carry-forward entries, banking and personal information. To keep your account up to date you can easily edit and add new personal and banking information online. For more information, news update on Canada tax laws and to create your account, you should visit the Canada Revenue Agency website , you can also find out via Tax Information Phone Service (TIPS) by dialing 1-800-267-6999 FREE about your Tax return, if it has been processed then when you will be expected to receive your refund.


How Is It Beneficial For You To Become A Landlord?

Your children leave the nest to go to university all of a sudden, you have to rent a room or space in the basement. This seems to be an easy way to make money, but consider the following factors before making a decision.

Find tenants

Your rooms are cleaned and the time has come to find tenants. If you rent a space in the basement, consider placing ads in neighborhood grocery stores or on campus. Ad sites like Craigslist or online online forums are places increasingly popular view rental ads. Do not forget to indicate if you agree or if the animals are allowed to smoke.

When you have requests, take the time to identify suitable candidates. As an owner, you can ask questions on income and employment, but you can not ask about ethnicity, religion or sexual orientation, or whether potential tenant is unmarried, divorced or married. Ask for references to learn more about their personalities and habits.

What are the landlord’s responsibilities?

The owner must ensure that space does not pose a danger to the tenant, whether to make emergency repairs or take the time to do normal repairs.

The bad tenants are part of the risk of being a landlord. When problems are related to rent, the landlord can evict the tenant with the help of the Committee on provincial or territorial housing. The owner must follow the procedure in place before evicting a tenant.

How rental income affect your tax

Depending on your situation, you may need to include your rental income when you file your income tax return.

If you rent a room to someone and share the cost of living expenses and that you do not intend to make a profit, you do not need to report this income when you file your returns. However, if you intend to use this space in order to make a profit, you will need to include this information on your tax returns. If the rented space requires a loss or expenses, you will find a list of eligible expenses according to the Canada Revenue Agency you must also include this information when preparing your return.

Identify whether the benefit is a rental income or business income. If you provide basic services such as lighting, electricity and water, it is a rental income. If you provide meals, cleaning and ensure the safety of your tenants, it could be business income.

“Is It Beneficial For You To Become A Landlord?” is an English translation of a French article as bellow:



Est-il avantageux pour vous de devenir locateur? (via ImpotRapide)

Vos enfants quittent le nid pour aller étudier à l’université tout d’un coup, vous avez une chambre à louer ou de l’espace au sous-sol. Cela semble être un moyen facile de faire de l’argent, mais tenez compte des facteurs suivants avant de prendre une décision. Trouver des locataires…

(continue reading…)


Get Ready To File NetFile Canada Tax Return For 2013

NETFILE CRA Transmission Service offers fast, secure and an easy way to file your Canadian taxes online.Canada Revenue Agency (CRA) will be opening the NetFile-program today on Monday, February 11, 2013 to facilitate transmission process of your Canadian 2012 tax return online, submission is free through electronically filing of your personal income tax and benefit return, and it will be open until November 30, 2013 (available 21 hours a day for 7 days a week).

NETFILE?

How to file taxes online for free? Net File brings the solution! “NETFILE is an electronic transmission service that is fast, secure and an easy way to file taxes online, has been used by most of the Canadian taxpayers as one of the best tax-filing options, NetFile allows you to file your personal income tax and benefit return directly to the Canada Revenue Agency by using the Internet.”

How to file your NetFile Canada Tax Return over the Internet?

NetFile-certified products are required to prepare your Tax returns to submit via the NetFile program! First of all prepare your tax return with any of the NetFile certified software solutions of your choice, and then it will prompt (Certified Tax Software Program you are using) your complete return ready to submit for filing your tax return online with NETFILE. You simply required to accept the invitation, and go ahead with the easy to follow on-screen instructions.  If you are filing your income tax return for the first time with the CRA, please verify the restrictions available on the official website of NetFile to ensure that you are able to use one of NetFile-certified software. There are free NETFILE certified products available for Canadian taxpayers to file their income tax return online by using various platforms in your own use like Windows, Macintosh, online and mobile devices, you can get updated list of these tax software products for the 2013 NETFILE Program for filling 2012 tax return.

Netfile Access Code not required for Tax Year 2012

As it was the requirement set by the NetFile before the year 2013 to get the four digit personal NETFILE access code to file your personal income tax return online. According to the latest amendment, the NetFile access code is no longer required. That’s the reason you will not get mail invitations from CRA now that used to send all the tax payers, eligible to use NETFILE to file their T1 personal income tax return that contain Netfile access code. Now your social insurance number and date of birth is required to establish your personal identification.

Save 10% on TurboTax 2012 Editions! Choose Canada’s #1 Best Selling Tax Software and get your maximum refund! Guaranteed.Certified Canadian Tax SoftwareSave 15% On Any TurboTax Canada Online Edition! Offer ends February 18th, 2013.

Filing tax returns in Canada? Get ready to file NetFile Canada Tax Return 2012! TurboTax is one of the best income tax software Canada and a certified Canadian tax software for 2013, prepare your Tax return to get your refund in few days. Get access to the NetFile for filing your 2012 tax return online.

Reminder: The RRSP contribution deadline is coming up on March 1st, 2013.


Credit Repair Canada? Credit Repair Loans Vs Secured Credit Cards

Best way to repair credit Canada? Credit Repair Loan VS Secured Credit CardLooking for the best option to get credit repair in Canada in between Canadian secured credit card and credit repair loan? An individual need a good credit rating to get loans on best rates, insurance, or even apply for a job! Credit repairing companies can erase your bad credit rating and help you in getting back your good history. Credit repair Canada have become a big industry, there are plenty of companies offering their services to clean up your credit report for a fee beside you can also use credit repair software that enable consumers to correct errors and inaccurate information in their credit reports to boost their Credit score. Secured credit cards have been used most as a reliable way to erase bad credit and building up good credit history beside credit repair loan is getting attention of various people in Canada who require opportunities that cannot achieved with the secured credit cards.

Secured credit cards have been one of the best dealt credit repair services by most of the people in Canada because these are easy to get and bring up a simple way to build or rebuild a credit rating. Secured credit card application requires a predetermined amount of cash deposit (usually $500.00) where your credit card deposit works as your credit limit against your new credit card (MasterCard or Visa). The lender or a credit card issuing company may increase the credit limit or return the initial security deposit back to borrower on looking at his/her discipline when keeping up good record of regular payments history over a period of time.

Whereas the credit repair loans are concern, these are offered for fixed amounts and time. There are plenty of examples of borrowing to build your credit Canada like getting a loan for a Registered Retirement Savings Plan (RRSP) or a Registered Education Savings Plan (RESP) are good place to start. These kinds of loans are offered usually for a short period of time, until an income tax return comes in beside money stays with the lender (providing them security). As you are saving for your future goals like your retirement or for your child’s education, it will also highlight you are exercising good money habits. It will make your future borrowing easy as you have increased your assets and have developed a good track record like a normal person. As Lendit loan brings great acceptable way of credit repair loan that can offer great advantages to erase your bad credit rating and enhance your credit rebuilding process. Here is how you can compare credit repair loan with the secured credit card:

Credit Repair Loan vs Secured Credit Card
Compare and find solution to get a perfect credit repair Canada!

Title Credit Repair Loan Secured Credit Card
Deposit No deposit required Minimum deposit (usually $500)
Interest Rate 12.99% 14.90% – 19.50%+
Turnaround Time Same day approvals and funding It take time to process paper application (usually weeks)
Credit Check No credit check required Credit check required
Credit Reporting Reports as “I” Instalment Tradeline Reports as “R” Revolving Tradeline
Credit Amount $2,300 to $5,500 sizes $500 to $10,000 (based on deposit)

Source: LenditFinancial Inc., Newsletter August, 2012. How a Lendit Loan measures up…

How to fix your credit? You have to consult with one of a credit repair expert, who can better guide you one of the best program that works for you in your specific circumstances and need or may give you a customise credit repair advice accordingly. What’s the fastest best way to fix credit scores? Credit repair Canada is possible but holds a lengthy process, you have to take strict measures to improve your credit rating and it will take your time and dedication. You will get lot of credit repair companies online and, through television and newspapers claiming to offer you a guaranteed credit fix like “erase your bad debt today”, whereas getting a fast credit repair is impossible because it’s a slow process that require lot of time and effort to get it fixed. Don’t ever consider these kinds of credit repair experts that offer such claims like easy or quick credit repair. Best way to repair credit Canada is that which most of people consider following; while a secured credit card is well recognized tool that people have been using from years to rebuild credit, beside you may also go with the credit repair loan that offer legal, logical and reasonable way to fix and build or rebuild your credit with additional features to build and enhanse your savings and best of all it works for individuals facing critical financial situations like consumer proposals and bankruptcy. Adopt what suits you in your own circumstances and requirements, where Lendit credit repair loan is an enhanced form of traditional concept of borrowing to build your credit which offers faster, easier, more affordable credit rebuilding process that will help in removing your financial worries and getting your normal life back on right track!


Get Ready To File Your Personal Tax Return Canada Before The Deadline

Getting ready to file income Tax return? Deadline for filling 2011 personal Tax returns: April 30, 2012. To avoid late filling penalty and to get all the Tax-benefits you should file your Tax return on time.Income tax return filing deadline is just a few days away now, your personal tax return Canada for the Year 2011 has to be filled on or before April 30, 2012. So don’t delay, get all the benefits and avoid late filling penalty (5% of tax owing + 1% per month) and delay in receiving benefits you deserve from 2012 tax season.

Please note:

“If you file your return after the deadline, your GST/HST credit (including any related provincial or territorial credit), Canada Child Tax Benefit payments (including certain of related provincial or territorial programs), and Old Age Security benefit payments may be delayed.”

There is no any government restriction on the issue of how you should file your Personal Tax Return Canada, whether you prepare your tax return through professional accountants, tax consultants, Netfile transmission service, and tax software programs or do it yourself, but as you know process of financial amendments and changes by the government took place with time to time and sometimes it’s tough for an individual to keep track of them. It can make critical to understand various kinds of available tax credits and deductions. That’s why it’s a good advice to use a professional service to get all the available credits to get full advantage.

There is something for everyone in terms of saving money; you can take advantage of tax credits and deductions this tax season. Discover all the ways to reduce your taxes as an individuals and families, seniors, homeowners, tradespersons, students, self-employed, persons with disabilities and Tax professionals. Learn about the several of tax-saving measures that government of Canada has adopted to benefit tax payer as an individual or business, who file tax return Canada this year:

Individuals

  • Children’s arts tax credit entitles families that may claim a non-refundable tax credit of up to $75 per child for eligible expenses (maximum $500) of enrolling in a prescribed program of artistic, cultural, recreational, or developmental activity.
  • Children’s fitness tax credit entitles families that may claim a non-refundable tax credit of up to $75 per child for eligible expenses (maximum $500) of enrolling in a prescribed program of physical activity.
  • First-time home buyers’ tax credit entitles first-time home buyers that can claim a non-refundable tax credit of $750 for the purchase of a qualifying home.
  • Public transit tax credit is a non-refundable tax credit that helps individuals covers the cost of public transit.
  • Pension income splitting help tax savings for pensioners in which they can split up to 50% of eligible pension income with their spouse or common-law partner and reduce their overall tax paid.
  • If you are a volunteer firefighter, you may be able to claim an amount of $3,000 through Volunteer firefighter tax credit.
  • Tradesperson’s tools deduction permits tradespersons to deduct from their income part of the cost of tools purchased throughout the year.

Business

  • Hiring credit for small business gives small businesses relief from the employer’s share of employment insurance premiums paid in 2011. The credit of up to $1,000 will automatically be credited to your payroll account.
  • Cost allowance Computer capital is a deduction that allows businesses to claim 100% of computer costs (including systems software) purchased after January 27, 2009, and before midnight on January 31, 2011.
  • Apprenticeship job creation tax credit entitles business to get tax credit, an eligible salary paid to an employee in a prescribed trade in the first two years of his or her apprenticeship contract qualifies for a non-refundable tax credit for the employer.
  • Investment tax credit for child care spaces entitle employers who carry on a business in Canada, other than a child care services business, can include a non-refundable amount in their investment tax credit calculation for each new child care space they create in a licensed child care facility they operate for the benefit of the children of their employees.
  • Small business deduction permits the net tax rate is 11%.for Canadian-controlled private corporations claiming the small business deduction,
  • Corporation tax rate reduction allows the corporation net tax rate decreases as follows: 18% effective January 1, 2010; 16.5% effective January 1, 2011; and 15% effective January 1, 2012.

Benefits of filing Personal Tax Return Canada for new Canadians and families

Tax filing brings great benefits for new Canadians, if you are a new Canadian resident and want to claim Canada Child Tax Benefit (tax-free monthly payments to cover the cost of raising children) for all of your children under 18 years old, don’t forget to file your tax returns before the dead line.   Moreover, it also makes you eligible to receive $100 a month for your each child under six years of age as a Universal Child Care Benefit.

The Goods and Services Tax (GST) / Harmonized Sales Tax (HST) credit is a tax-free quarterly payment that helps individuals and families with low or modest incomes offset all or part of the GST or HST that they pay.

Benefits of your contributions

In addition to the aforementioned tax-advantages, taking credit of financial contribution into tax-advantage savings and investment accounts like Tax-free Savings Accounts (TFSAs) and Registered Retirement Savings Plan (RRSPs) will bring more tax deduction, savings while your money grow as these accounts bring an ability to carry forward any unused contribution room to future years.

Moreover, you can only claim tax credit benefits and deductions on your spending through your Personal Tax Return Canada if you have receipts and proof of all of your expenses like medical expenses, first time homebuyer’s credits, children’s fitness and art credits, tuition fee, education and textbooks, interest paid on student loans, charitable donations, child and dependent care and lot more things, you may check for updates and review an authentic guideline on various related things here on official website of CRA (Canada Revenue Agency).

It’s time to file your Taxes, get free 24/7 Tax Advice! TurboTax Canada Online Coupons Codes & Free Deals 2012.


Personal Income Tax Return Deadline Is Here

It’s just a week left to file your tax return that means the deadline for doing your taxes is ending soon!  The Income Tax Act specifies the tax return filing deadline for personal income tax returns are due by April 30th, 2011 except for those of self-employed individuals for 2010 has to be filed on or before June 15, 2011. You should Avoid any unnecessary fees, penalties and interest that will be charged in case of late returns or late payments. There is still time to complete your return and do it as cost-effectively as possible. Go ahead and get a good return by filing before the deadline.

There are a couple of specific items that are due on 30th, April! 2010-2011 Canadian tax deadlines dates for April are as bellow:

  • April 30, 2011 – 2011 Tax Filing Deadline for personal income tax filing for the 2010 tax year.
  • April 30, 2011 – Payment to CRA of your balance owing for 2010 personal income tax is due April 30, 2011 for all personal income tax filers including self-employed.
  • April 30, 2011 – Due date for filing and remitting Goods and Service Tax / Harmonized Services Tax (GST/HST) for the prior quarterly reporting period. (Applicable to businesses, not personal tax.)

If you are filing online, Canada Revenue Agency (CRA) sometimes allows a grace period for those taxpayers who may experience delay in submitting their tax return online. Any amount owing is still expected to be paid by the deadline or due date to avoid any penalties. See the Canada Revenue Agency’s online home page for more information.

Whether you are tax expert, or a total noob, there are some ways to ensure you’re only paying what you need to during this time of year.

Some Tax Tips To Avoid and Adopt:

Keep your receipts and know your deductions! You know when co-workers are canvassing for their kids and you make a donation? You may find out of those were tax deductible. Those receipts will be great for putting towards your return. Got bus passes? Bring them in as well. Every little bit helps during tax time, so check out the great resources online and make sure you’re getting the best possible return.

Do it yourself to save and even earn! If you have a simple return or understand how the tax software works, why not file your taxes yourself? TurboTax Canada offers an inexpensive way of filling return that can cost you as little as $16.99! This will cut out the fee of an accountant and you may also gain even better knowledge about your financial situation. It is advised to do this if you’re confident in your abilities – and if you feel confident about then you may offer your services to your family and friends’ taxes, and make a extra cash for doing this!

Avoid instant payment! It may be possible while filing your taxes at certain locations, you may be offered with an instant-tax-refund, but beware because those instant refunds often come with a heavy cost. A cost you don’t need to pay if you just wait for your return to be delivered by the government.

Its better to early than wait! Always file your tax return on time but its better if you can submit your tax return as early as possible for you.

What is the due date for a personal income tax return because April 30th falls on a Saturday?

The due date for 2010 personal income tax returns is Monday May 2, 2011 this year! According to The Interpretation Act s. 26 of Canada Revenue Agency (CRA) that indicates that when the due date falls on a Saturday, Sunday or a public holiday, then the due date will be considered to be on the next business day.  The Interpretation Act s. 35(1) further defines “holiday” by listing the applicable statutory holidays, and indicates that Sunday is considered a holiday.  Although according to the Interpretation Act, Saturday is not considered a holiday.  However, the Canada Revenue Agency information on Important Dates for Individuals indicates that “When a due date falls on a Saturday, a Sunday, or a public holiday, we consider your payment to be paid on time or your return to be filed on time, if we receive it or if it is postmarked on the next business day.”

Many Canada Revenue Agency offices stay open until midnight on the personal income tax return filing due date to accept returns, but you should try to submit your return as soon as possible without waiting for the last minute.



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